When you have a damaged windshield, there are two options – repair the windshield or install a new one. The solution can be determined only after a thorough inspection by an expert auto glass technician.
A broken windshield can be repaired when the chip or cracks are quarter-sized. If the crack is three inches or more, you’ll need a new windshield. In most cases, your insurer will cover the repair cost-free of charge.
This will not impact your insurance rates either. In case of a new installation, the insurance company will cover the expenses either completely or partially. You may need to pay a deductible amount depending on the terms of your car insurance policy.
How much you are going to pay out of pocket will be determined after inspecting and ascertaining the extent and type of the damage.
If your insurance covers the damage but the cost of the repair is less than the deductible, you’ll be responsible to bear the outstanding cost. If the cost of the repair exceeds the deductible, you’ll be responsible to bear the deductible that may apply.